Telephone Bills

Day 10

Get Rid of your Telephone

Did Alan Trump really just say get rid of my telephone? Yes, I did just tell you to do that. When I mean is get rid of your landline. There is no reason to pay for more than one phone. Everyone now of days has a cell phone. Why would you need a landline when you already have a cell phone that is by your side all day long? Here is what you need to do right after you get rid of that landline.

Step 1- Check with all the providers of cell phones in your area. Make sure that you get a cell phone provider that has good service. There is no need to get a cell phone that doesn’t receive or let you making outgoing calls.

Step 2- Do not get a phone that is going to have more options than you need. If you aren’t going to text on your phone there is no need to be paying for this feature.

Step 3- Review how many minutes you use on your plan. If you aren’t using anywhere close to the amounts of minutes that are required consider getting a new plan that fits your needs.

Step 4- Don’t let the cell phone company take advantage of you. All of these companies are making you get plans that last for two years. Consider getting a plan that you can cancel at any time without a fee.

I hope that this article has helped you some. Just remember that you can save a lot of money just by selecting the cell phone provider that best fits your needs.

Paying your Bills

Day 4

Pay your Bills on Time

This is one of the simplest but most challenging things to do for many people. Paying your bills on time will make sure that you don’t have pay that expensive late fee.

1)      Make sure that you have all of your bills.

a.      I would recommend that you buy a calculator(TI-83) from Amazon.com if you don’t already have a calculator.

b.      After you have your calculator make sure that you have plenty of paper and write down all of your bills. Ex) electrical bill, water, etc.

c.      Now that you have all of your bills written on a paper add them up. This will be your fixed costs for each month.

d.      If you don’t make enough money for your fixed costs than you need to get rid of these things or get another job. Ex) If you don’t have enough money coming in for your cable bill. Get RID of you Cable Television.

 

2)      Make sure that you have your checking book balanced

a.      This might seem like an obvious one but many people overdraft their checking accounts and have to pay a huge fee.

b.      If you are not sure of what is in your checking account go to your bank immediately and find out. Start keeping track of your checking book immediately because the bank isn’t always correct.

Paying your bills on time can save you a lot of money. You are supposed to be doing this anyways so stop being lazy and make sure that you don’t have to pay fees ever again!